How do you know which is the right mortgage for you?

Mortgages

In today's market it is essential that you seek independent mortgage advice. Since the credit crunch began we have seen the number of mortgage products shrink by a staggering 75%. 

Market volatility means that some products can change or be pulled from the market at anytime. We have a strong relationship with the lenders and are kept upto date when products change or are launched, therefore giving us an advantage to react quickly on behalf of our clients.

Our qualified and experienced advisers will help you choose which type of mortgage and product is right for you now and ensure that you continue to make responsible decisions for your future. Remember, a solid financial foundation allows you to manage your debt and maintain security for you and your family.

  • We will discuss what you can afford (budget planning)
  • We will research the market and source the right mortgage for you
  • We keep you informed all the way from application through to completion
  • We appoint a dedicated case administrator who will liaise with you throughout the process
  • We will recommend that you protect your mortgage payments if you were unable to pay them for any reason
  • We offer regular financial reviews. Our goal is to help to reduce debt and achieve your aspirations

Our commitment

A regular review of your financial situation.

Tailored financial products based on your lifestyle and circumstances.

Responsible planning that puts you in charge of your future and finances.

Our values

We work for YOU not the lender.

We will discuss your needs and help you realize your aspirations.

We emphasize the need to manage your debt and repay this early wherever possible.

Our philosophy

Working with you, managing your finances.

Giving you what you need, understanding what you want.

Regularly reviewing your needs as your Lifetsyle changes.

 For Estate and Letting agents why not visit our partner site:

www.hbproperty.co.uk

  You are now departing from the regulatory site of Lifetime. Lifetime is not responsible for the accuracy of the information contained within the linked site.

 

 

WARNING: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for our service. This will be no more than 1.5% of the loan. The precise amount will depend on your circumstances but we estimate this will be £149.

We do not charge fees for arranging protection policies. Our Fee Waiver agreement will apply. This will be explained at the outset of our advice process.

TLC Financial Services Ltd is a trading name of Lifetime Financial Management Ltd which is authorised and regulated by the Financial Services Authority for advising on and arranging mortgages and insurance. Our registered number is 448415.

Lifetime Financial Management Ltd, registered in England and Wales, registered Number 3652194. Registered address: 1st Floor, City Gate, 17 Victoria Street, St Albans, Herts, AL1 3JJ. Director: Paul Merrigan.
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